Jenarius Ganlary
← All articles

Finance for Builders

Money math for people who build — SaaS metrics, pricing decisions, runway calculations, and the financial discipline that keeps indie products alive.

How AI Features Wrecked My SaaS Gross Margin

Adding AI features to my SaaS quietly cut my gross margin in half. Here's the real math, and what I'm doing about it as a solo builder.

How to Price Your SaaS Before You Have Any Users

How I actually priced my SaaS with zero users and no data to lean on — comparables, tier logic, and no borrowed benchmarks.

How Much to Pay Yourself From a Bootstrapped SaaS

How to decide what to pay yourself from a bootstrapped SaaS with no funding, no board, and no VC salary bands to lean on.

The AI Tool Stack Tax: Why Adding More AI Tools Is Quietly Bleeding Your Margins

Stacking more AI tools isn't making solo founders more productive — it's draining their margins through subscription creep, attention tax, and unpredictable usage-based billing. Here's the audit framework to fix it.

How to Price a Freelance SaaS MVP (A Framework, Not Just 'Charge What You're Worth')

A practical, tiered pricing framework for freelance MVP builds — how to scope it, quote it, and protect yourself from scope creep.

The Indie Hacker's Guide to Runway Math

The three numbers that actually tell you how much time you have left, and why most founders track the wrong one.